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Our Expert

Gemma B. Fendler,
AFSB, CPCUPresident/Owner
Accredited Surety Agency LLC

Meet Gemma

Gemma Fendler is one of the top names in surety bonds and underwriting. Her dedication, expertise, and personal service are unmatched in the industry.

Upon graduating from Douglass College of Rutgers University with a BA in Psychology, Ms. Fendler joined St. Paul/Seaboard Surety – one of the top contract bond writers worldwide – as a Reinsurance Coordinator. Because of Gemma’s tireless work ethic and business acumen, she was quickly promoted into their elite underwriting training program.

Ms. Fendler’s outstanding performance in the program qualified her to remain in
the Home Office, working directly with top management and honing her vast underwriting skills and relationships before being promoted to a branch field underwriter where her skills were ‘put to the test’ dealing directly with top agents and contractors. Over the next four years, Gemma used her strong people skills and industry knowledge to develop new agency relationships and enhance existing ones, significantly growing the branch’s revenue in just one year. 

In 1998, Gemma switched gears and began working on the agency side of the business by joining Moten Associates, one of the top five Bond Agencies in the Philadelphia area. For 15 years, Ms. Fendler was solely responsible for running their bustling Bond Department – never missing a beat.

In 2012, with 23 years of experience working on both sides of the business, Gemma founded Accredited Surety Agency LLC – a rapidly growing agency located in the Lehigh Valley. Ms. Fendler’s clients benefit from the fact that she is an experienced underwriter capable of analyzing information and addressing any potential “red flags” before they get to the bonding company. In addition, her extensive contacts, strong relationships, and stellar reputation within the industry make her needs a top priority at the surety company level. This allows her to turn around requests extremely quickly and gain more latitude with the underwriting approach.

Ms. Fendler prides herself on the fact that all her clients get her personal attention and expertise. She is very proud of the fact that 98% of Accredited Surety Agency’s business is strictly referral based – from existing clients and close business associates – those very people that can honestly vouch for her integrity and work ethic.